Hi, I’m Mercede! Welcome to Create Change Creditable. I provide advice or services to people who credit is damaged in an area of specialization to help them get their life back on track financially.
While I cannot promise to remove all negative items on your report, I do know how to use the law in your favor.
1 month disputes up to 2-5 accounts with all three bureaus
Service Includes:
✔️30 minute free phone call consultation
✔️Challenges to 3 Credit Bureaus
✔️Remove any negative, inaccurate, or
outdated items
✔️Work on a personalized strategy
✔️Improve credit credit score
This is our most simplest package. Results can take up to 45 days. With this package you will receive updates every 30 days to show your progress and a full explanation of your credit report and how it should look. Each client will receive their own personalized portal. In this portal you will have access to updates about your credit report, see if items have been removed, and see any changes in your score.
Disputes up to 3 months with all three bureaus
Service Includes
✔️30 minute free phone call consultation
✔️Challenges to 3 Credit Bureaus
✔️Remove any negative, inaccurate, or
outdated items
✔️Work on a personalized strategy
✔️Improve credit credit score
This package is good for people who credit is really not that damaged and need just only 3 months of credit repair. Results can take up to 2-3 months. With this package you will receive updates every 30 days to show your progress and a full explanation of your credit report and how it should look. Each client will receive their own personalized portal. In this portal you will have access to updates about your credit report to see if items have been removed.
Disputes up to 6 months with all three credit bureaus
Service Includes
✔️30 minute free phone call consultation
✔️Challenges to 3 Credit Bureaus
✔️Remove any negative, inaccurate, or
outdated items
✔️Work on a personalized strategy
✔️Improve credit credit score
This package is for extensive results. Great for people who credit is really damaged and need more than 3 months of credit repair. Results can take up to 2-6 months. With this package you will receive updates every 30 days to show your progress and a full explanation of your credit report and how it should look. Each client will receive their own personalized portal. In this portal you will have access to updates about your credit report, see if items have been removed, and see any changes
Please reach out if you cannot find an answer to your question.
My service includes your private assessment, contacting creditors on your behalf, sending documentation back and forth, and more. I have been trained on recent laws, statutes, and credit reporting practices. I also know what items on your report affect your score the most.
Your credit score comes from your credit report; it is your spending and repayment report card. Credit reports often aren’t correct, and incorrect information can hurt your score. I make sure the your credit report contains correct information so you’ll have the highest score possible.
A low credit score can keep you from the things you want. But did you know a low credit score can impact a lot more than just financing? Do the best thing you can do for your future. Call me today and let my experience save you time, money, and frustration.
Check out this great video
It can take anywhere between 6-18 months.
The bureaus legally have a full 45-60 days to respond to our disputes, and most times they put up a huge fight before removing items from your report.
STEP 1: Complete the Enrollment Form
Take the first step towards your credit restoration journey by filling out our user-friendly enrollment form.
Step 2: Make Your Payment
Step 3: Signup for credit monitoring services. Get your 3 in 1 credit report to see the full picture of your credit history and credit score.
Getting Started with IdentityIQ. Let‘s checkout your credit report!
WHEN YOU KNOW BETTER
CREDIT IS WHAT SEPARATES THE BEST FROM THE REST!
How do you restore bad credit?
First, I’ll evaluate your credit history and dispute any incorrect findings. Then, I’ll
prioritize the actions that will improve your credit score the fastest.
POLICIES
Lack of discipline and communication can result in removal from the program.
If you fail to pay for credit monthly monitoring you’ll be removed from the program without a refund!
REFUND
Please be advised that all our services are non-refundable. We charge for services rendered and performed, and we cannot guarantee specific outcomes. However, we do understand that there may be circumstances that warrant an exception to our policy. In such cases, we ask that you contact us to discuss your situation further, and we will do our best to work with you.
QUESTIONS
If you have any questions concerning our return policy, please contact us at:
931-342-1277
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